Advantage Checking

Now you can have all the banking conveniences you need, along with a great interest rate, in one convenient account. Our Advantage Checking Account gives you 20 of the most often used services along with a great interest rate.

You can write all the checks you like without any per check charges and receive free ATM transactions on machines nationwide. You also receive our free VISA® debit card which gives you VISA “Rewards” with every purchase you make.

And, there are many other benefits that will save you money. Get a Home Equity Line of Credit at a preferred rate, a safe deposit box at 50% off, and you can earn a .25% interest bonus on your Certificate of Deposit or Individual Retirement Account. (2)

Advantage Checking gives you a head start on your financial future with our Free Investment Portfolio. Review and manage your accounts 24/7 with our free On-Line Banking and free On-Line Bill Pay service.

Your Advantage Checking Account includes all these services:

• Interest Bearing Account (1)
  
• Free Unlimited Check Writing
  
• Free Nationwide ATMs
  
• Free Community Advantage Rewards Debit Card
  
• .25% Bonus on CDs and IRAs (2)
  
• Home Equity Line – Preferred rate(2)
  
• 50% Off Safe Deposit Box
  
• Free Investment Portfolio Review
  
• Investment IRA – No Annual Fee (3)
  
• Free Checks and Checkbook Cover
  
• Free Cashier Checks
  
• Free Money Orders
  
• Free Notary Services
  
• Free Signature Guarantees
  
• Free On-line Banking
  
• Free On-line Bill Pay
  
• Free On-line Check Images
  
• Free On-line Statements
  
• Free E-mail Alerts
  
• Free Telephone Banking

To qualify for services listed, a monthly balance of $50,000 or more is required in any combination of personal deposit and/or loan accounts (excluding 1st mor tgages) at Community Bank. For combined deposit and loan balances below $50,000, a $15.00 monthly checking service fee will apply. Annual Percentage Yield (APY) accurate as of 9-8-08. Tiered rates based on average daily Checking balance: $.01 -$ 9,999 = .25% APY, $10,000 – $49,999 = 0.75% APY, $50,000+ = 1.10% APY.

Not valid on special promotional rates.

Limit one IRA only.